FOREMOST® = A BETTER INSURANCE EXPERIENCE®
Our story is simple, we have it all. Our Foremost and Bristol West® products offer value and so many options to your agency and your customers. See for yourself.
Foremost Mission...and More!
At Foremost we create A Better Insurance Experience for you. How do we do that? By focusing on making insurance easier, delivering a well-rounded suite of personal lines products, and offering more choices for you and our customers.
We've Been Here
Foremost has been writing insurance since 1952, and we continually refine our programs to meet independent agents’ needs.
Financial Rating
Foremost boasts a financial strength rating of A (Excellent) from A.M. Best, standing for an excellent ability to meet our ongoing insurance obligations.
Market Stability
As part of the Farmers Insurance Group of Companies®, one of the country's largest insurer groups of vehicles, homes and small businesses, Foremost is among the most stable and longstanding groups of companies in the industry.
Underwriting Appetite
We’re well-known in the industry for insuring risks other companies won’t. Our expanded product line offers an insurance solution for almost every type of customer. Whether it is a high-value or high-risk profile, Foremost likely has a product to fit. How do we do this? Our highly trained underwriters and product specialists stay in tune with market trends, so that our programs keep up with or are ahead of the industry.
One-Stop-Shop
Foremost is a single source provider for nearly all your customers’ insurance requests. With customizable products, flexible rating plans and numerous discounts, we provide A Better Insurance Experience® to you and your customers.
Sweet Spots
Access a well-rounded suite of personal lines insurance products, including our premier Foremost Signature℠ Auto & Home programs, the multi-faceted Foremost Choice® Property & Casualty programs, and our Bristol West® Auto product. We write a broad range of risks, but also specialize in unique pockets of business, which helps you identify and target new customers. We offer flexible coverage for things like vacant homes, condos, landlords, motorcycles, and so much more. Check out our entire product line-up.
Experienced Underwriters
Foremost underwriters are trained in specific products and are available to quickly process your business. We use our experience in the industry to deliver policies that can be tailored to your customers’ unique situations.
Claims Service
Foremost has topped the list on customer surveys when it comes to quality claims handling for years.
24/7 Service
Every Foremost policy automatically includes specialized claims service with 24/7 access to a representative and focused claims handling for your customer.
Catastrophe Relief
In the event of a catastrophe, Foremost quickly and thoroughly tracks the situation and delivers on-site presence to expedite claim handling and provide superior customer assistance.
Agency Support
Our agency support team is here to help you succeed every step of the way. We can even provide hands-on training and marketing consultations!
Easy Processing
Easier is better, right? As an agent, we know you’re busy—that’s why we aim to make things faster so you can excel with ease.
Responsive systems
We know how important your time is, that’s why Foremost offers multiple easy-to-use service solutions with access to online policy issuance, business tracking, and customer management for the full policy life cycle. We also offer EFT, claims look-up and more for your customers.
Agent Service Center
We’re here for you. A dedicated team of customer service and marketing professionals is ready to help you every step of the way. Call 800-237-6136 to speak to a representative, or fill out our easy Get Appointed form.
Business Development Tools
Your success matters to us. Our goal is to provide your agency with A Better Insurance Experience®. We offer industry-leading education, right at your fingertips, social media guidance, and marketing assistance.
Foremost Products
We offer a well-rounded suite of personal lines insurance products, including our premier Foremost Signature℠ Auto & Home programs, the multi-faceted Foremost Choice® Property & Casualty programs, and our Bristol West® Auto product. Unlike inflexible one-size-fits-all policies, most of our policies can be tailored to your customers’ household and unique situations. That’s right! Our policies are crafted customers in mind, offering value and coverage choices – from top-of-the-line to niche. View our suite of products.
Been There...Done That
Foremost has been in the insurance business since 1952, starting with a policy specifically for mobile home. Our product suite has grown and is improved upon, and we are committed to delivering A Better Insurance Experience®!
Niche Products
By using our experience, we’ve become very good at what we do. As part of our full suite of personal lines products, we offer many products that other companies won’t. For example, we will write vacant homes, want your landlord business, specialize in non-standard auto, and even have condo and renters’ products!
Premier Products
The Foremost SignatureSM line caters to customers who want additionalcoverage options for their luxury vehicles and high-end, newer homes. Plus, your customers can package or bundle together their homeowners, auto, and umbrella policies. That means just one bill and one consistent deductible across lines of business, which can help simplify their insurance, while they save money with multi-policy discounts.
Book Consolidation Support
We offer end-to-end book consolidation support for interested agents with qualifying auto and home business that they’d like to roll over to our Foremost SignatureSM line of products. We want to make it easy – and rewarding – for you to do business with us. Learn more.
Our team does all the work!
You’ll be assigned a dedicated book consolidation team with a single point of contact. The team will take care of the work for your agency, including:
- Quoting policies,
- Handling policy issue requirements and
- Sending customer welcome letters, if desired.
To simplify things further:
- You don’t need to send us any application signatures.
- No down payment is required.
Get started today! If you’re already appointed with us, talk to your marketing representative. If you’d like to talk to us about getting appointed so you can take advantage of our book consolidation support, we want to talk to you!
Market Research
Foremost is special. No really, we are. We actually have a team of highly trained research analysts who refine and redesign our products based on trends in the market, what your agency is asking for and your customers’ unique needs. It can’t get much better than that.
Grow Your Agency
See how Foremost can help your agency become even more successful.