Landlord and Rental Property

Rental and Vacant risks make up almost 44% of the housing market - that’s 53 million potential customers! Foremost is the Landlord and Rental Property Insurance Specialist® and we’ve built our program with your customers in mind.


We don’t force your customers into a one-size-fits-all solution. Our base policy is Coverage A – Dwelling. Your customers can choose from two packages: our Landlord Package, or our Landlord Platinum Package, or they can customize their own policy by adding coverages and endorsements.


Our program accepts all kinds of Landlords – whether they own one home they rent out, or if they’re a professional Landlord who owns multiple properties. We have no restrictions based solely on the age of the home, and we accept dwellings valued from $5,000 to $1,000,000 in most states.

Settlement Method Options

Our base policy includes an Agreed Loss Settlement provision for a covered total loss in most states, and an Actual Cash Value settlement on a partial loss. Customers can also select Replacement Cost, Extended Replacement Cost or Repair Cost, depending on policy type.

You can easily endorse a policy between Vacant and Rental usage types in most states!


  • Use Tenant Screening such as SmartMove – credit history, criminal background, eviction, skip search.
  • Have more than one property insured with Foremost
  • Member of a Landlord Association
  • Use a Property Management Company
  • Have a strong credit-based insurance score
  • Claims Free
  • Newer Home

Download Sales Sheet

Download Additional Sales Sheet

For forms, blank applications and program guides, log in to and click on Supply Source.

Property product availability by state