Rental and Vacant Condominium

Many agents say they don’t have an insurance source for Rental or Vacant condos. Foremost can help you insure these customers! Foremost offers choices for Condo Owners and has built this program from the ground up with those customers in mind.

For rent sign in front of a house


Our base policy is Coverage A – Unit Owner’s Building Property (UOBP). Your customers can choose from three options: our Landlord Package, one step up to our Landlord Platinum Package, or they can customize their own policy by adding coverages and endorsements.


Many companies won’t write Rental or Vacant condos, but Foremost will. We even accept condos that are used for Vacation and Short-Term Rentals. Foremost defines Vacation and Short-Term Rentals as a property that is rented on a daily, weekly or monthly basis, and may occasionally be used by the owner.

Ease of Use

If your customer has a condo that’s vacant between tenants – no problem! With Foremost, you can easily endorse a policy between Vacant and Rental usage types in most states. No need to cancel and rewrite every time the home is temporarily unoccupied.


  • Platinum Package
  • Insured Age
  • Central Fire Alarm
  • Multi-Policy
  • Landlord Association
  • Property Management
  • Tenant Screening
  • Age of Home
  • Multiple Properties
  • Masonry
  • Affinity

Not all products, coverages or discounts available in all areas.