Flood Insurance

In high-risk areas, homes are more likely to be damaged by flood than fire. As an agent, you have a great opportunity to warn your customers about potential risk, and to offer them a solution for that risk.

Coverages

Foremost Flood insurance offers Standard and Preferred policy types:.

  • Coverage A – Building Property
  • Coverage B – Personal Property
  • Coverage C – Other Coverages
  • Coverage D – Increased Cost of Compliance

Eligibility

Coverage is available for single family residences, condo owners/ associations, renters (contents only), mobile and manufactured homes, commercial structures and other residential structures

Limits

Single and 2-4 family: $250,000 (building) and $100,000 (contents) Nonresidential (commercial): $500,000 (building) and $500,000 (contents) (Residential Condominium Building Association Policies (RCBAP) are eligible for up to $250,000 in building coverage per unit.)

Not all product and discounts are available in every state. Foremost Flood insurance policies are underwritten by the National Flood Insurance Program (NFP), a component of the Federal Emergency Management Agency (FEMA).

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