Foremost Signature
Umbrella | Agent360
The Foremost SignatureSM umbrella policy, written on the Agent360SM system, can provide overarching coverage above and beyond auto, home, boat and recreational vehicle policies. It’s designed to help customers protect their family’s income and assets from being drained to pay for legal judgments and defense costs for covered losses. It also provides coverage in case the customer is in an auto accident with an uninsured driver.
Coverage Included
Liability: Liability coverage over the limits in the underlying auto, home, boat, and RV policies for bodily injury, property damage, personal injury and non-business liability (e.g., defamation of character, libel, slander, and invasion of privacy).
Legal Defense: Pays for costs associated with defending the insured against any suit or claim seeking damages under the policy.
Excess Uninsured/Underinsured Motorists: Coverage for injuries or damages that the insured or a family member incurs in an auto accident with an at-fault uninsured driver. Coverage begins after the insured’s underlying auto policy’s uninsured motorists coverage is exhausted.
This is coverage customers in unique situations may appreciate, including those:
- Operating a home business
- Driving as a delivery person
- Driving for a ride share company
- Working for an employer without adequate coverage
Not all products, coverages or discounts available in all areas.