Mobile Home Insurance

Foremost was the first company to create a policy specifically for Mobile Homes, and we've been leading the industry ever since. The Foremost Choice Manufactured Home program is your place for once-and-done selling with a 94.5% renewal ratio!


Our mobile home policy provides open peril coverage that protects the dwelling, personal property and other structures against most direct, abrupt and accidental physical losses. And we automatically include coverage for things like golf carts, debris removal and more.

We also offer settlement options like an agreed loss provision, optional replacement cost or extended replacement cost, and even replacement cost on older homes if the home is insured to replacement value.


We accept manufactured homes of most any age, any size, any make and any model – mobile, manufactured, and modular homes, located in a park or on private property.


  • Multi-policy
  • Affinity. Applies to members of USAA and AFI.
  • Age of home. Newer homes qualify for a higher discount.
  • Park. Homes located in an approved park qualify.

Not all products, coverages or discounts available in all areas.

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