Boat Insurance

More than 95% of registered boats countrywide are a fit for our Marine Choice program, which means great opportunity for you!

Coverages – Packages

More choices for more customers! Customers can choose a low-cost Saver package, a value-packed Plus package, or the Elite package with all the bells and whistles. We also offer specialized packages for Personal Watercraft, Pontoons, Classics, and Performance boats.

We offer Personal Watercraft Insurance too

Total Loss Replacement Cost

If a replacement watercraft is purchased after a covered total loss, and the replacement price is above the Amount of Insurance, we will pay the additional amount spent for the replacement watercraft up to an amount of 20% of the Amount of Insurance.

Replacement Cost Personal Property

Personal Property losses are paid at full replacement cost with no depreciation applied. Unlike other carriers, we don’t exclude fishing equipment or charge a separate premium. There are no sub-limits and the coverage has a low $100 deductible.


  • Paid-In-Full
  • Prior Insurance
  • Loss-Free Renewal
  • Lay-Up
  • Insured Age 55+
  • Safety Course
  • Multi-unit
  • Protective Devices
  • Affinity
  • Multi-policy
  • Alliance

Not all products, coverages or discounts available in all areas.