Standard Home Insurance

For Your Standard Homeowners Customers, Our Foremost Choice® Home Program Offers Package Options, Additional Optional Endorsements, And Money-Saving Discounts.

Highlights

Package Options

Foremost Choice Home Is For Standard Homeowners Risks (Up To Two Units), Including Some Hard-To-Place Risks. There’s A Package For Everyone, From Standard, To Plus And Platinum Package Options, So Your Customers Can Select The Level Of Coverage They Want.

Equipment Breakdown/Home Systems Coverage

Provides Mechanical Breakdown Coverage Against Unexpected Repair Or Replacement Costs Due To An Electrical, Mechanical, Or Pressure Systems Breakdown. Personal Property And Home Are Covered Up To $100,000 Per Occurrence With A $500 Deductible.

Home Sharing Endorsement

Provides Coverage When The Dwelling Is Occasionally Rented To Others On A Short-Term Basis Through Services Such As Airbnb Or VRBO.

Comprehensive Coverage On Personal Property

Changes The Section I - Insured Perils For Coverage C - Personal Property From Named Perils To Comprehensive Coverage For Direct And Accidental Physical Loss Subject To Policy Exclusions. Must Be A Primary Home And Have Personal Property Coverage Of $15,000 Or More.

Service Line Coverage

Provides Protection From An Unexpected Loss Caused By Underground Service Line Failure. Coverage Is Provided For Up To $10,000 Per Occurrence With A $500 Deductible.

Discounts
  • Multi-Policy
  • Full Pay
  • Affinity
  • Age Of Home
  • Burglar/Central Fire Alarm
  • Claim History
  • Masonry
  • Companion Auto

Not All Policies, Discounts, Coverages And Features Are Available In All States.

Download Sales Sheet

Download Additional Sales Sheet

Download Customer Brochure

For forms, blank applications and program guides, log in to ForemostSTAR.com and click on Supply Source.

Property product availability by state

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