HIGHLIGHTS
Package Options
Foremost Choice Home is for standard homeowners risks (up to two units), including some hard-to-place risks. There's a package for everyone, from standard, to plus and platinum package options, so your customers can select the level of coverage they want.
Equipment Breakdown/Home Systems Coverage
Provides mechanical breakdown coverage against unexpected repair or replacement costs due to an electrical, mechanical, or pressure systems breakdown. Personal property and home are covered up to $100,000 per occurrence with a $500 deductible.
Home Sharing Endorsement
Provides coverage when the dwelling is occasionally rented to others on a short-term basis through services such as Airbnb or VRBO.
Comprehensive Coverage on Personal Property
Changes the Section I - Insured Perils for Coverage C - Personal Property from named perils to comprehensive coverage for direct and accidental physical loss subject to policy exclusions. Must be a primary home and have personal property coverage of $15,000 or more.
Service Line Coverage
Provides protection from an unexpected loss caused by underground service line failure. Coverage is provided for up to $10,000 per occurrence with a $500 deductible.
Discounts
- Multi-Policy
- Full Pay
- Affinity
- Age Of Home
- Burglar/Central Fire Alarm
- Claim History
- Masonry
- Companion Auto
Not all products, coverages or discounts available in all areas.
For forms, blank applications and program guides, log in to ForemostSTAR.com and click on Supply Source.